If the Insured becomes totally and permanently disabled prior to expiry date of the rider, payment of regular premiums on the policy will be waived, including premiums of any benefit riders, which will fall due during the continuance of the disability or until the expiration of the term of this rider, whichever is earlier.

The rider provides additional benefit in case of accidental death equal to the rider Sum Insured.

The rider pays additional benefit covering not only death but also certain specified injuries which the insured may suffer because of an accident. Impairment, loss of limbs or eyesight, etc. are some of the types of injuries someone may sustain from an accident.

Provides a lumpsum amount when the insured is diagnosed with any of the covered dread diseases. This frees the insured from worrying about the medical and treatment costs associated with his condition, thereby allowing him to focus on his recovery.

Provides daily hospitalization allowance if the insured is hospitalized as a result of injury or sickness.

In addition to the benefits of the Hospitalization Rider, it provides cash bonus every five (5) years provided there was no hospitalization claim for the prior five-year period.

This rider frees the policyowner from the obligation of paying all future premiums of the policy if he dies within the paying period. Benefits of the policy are kept intact and will be provided to the insured as scheduled.

Frees the policyowner from the obligation of paying all future premiums upon being totally and permanently disabled. This rider waives all premiums due during the continuance of the disability or until the expiration of the term of the Payor's Rider whichever is earlier.