Bancassurance

Ensure Your Legacy Of Financial Freedom Lives On In Your Family With Our
Investment-Linked Insurance

As your family grows bigger, you grow older—but you can still play a part in their lives. Through our investment-linked insurance, continue to show love for your family for generations to come. Protect not only your family but grow your assets and leave a little piece of yourself behind for your loved ones to build on for generation.

Minimum Annual Payment: Php 200,000

Payment Terms: Annual, Semi-Annual, Quarterly and Monthly

Covered Ages: 15 days – 70 years old

Period of Coverage: Up to age 99

Take advantage of the benefits of Assurance Prime

More Protection, More Financial Value

Grow the value of your annual payment plus the value of your investment faster with its lower initial charges

Utmost Flexibility

Adjust your plan to however you need it in varied stages of your life

Increase or decrease your payments
Include more coverage for unforeseen events like accidents and critical illnesses
Add to your investment
Make partial withdrawals from the available value of your investment without terminating your policy

Competitive Yields for Your Money

Maximize growth potential of your investment with its diversified portfolio including stocks, bonds, prime corporate notes, and short-term money market instruments

Investment Funds You Can Choose From

Put together a plan to get you ready for wherever the future takes you. Contact your UB Relationship Manager and chart a course for your life’s journey!

Peso Money Market Fund

Seeks to maintain the investment in your plan and to gain from it over a short period of time by investing in money market instruments offered by different banks in the Philippines.

Peso Fixed Income Fund

Seeks to maintain your investment through stable and predictable interest payments from the investments in bonds and notes issued by the Philippine government and top corporations, plus short-term money market instruments.

Balanced Fund

A balanced managed funds that seeks to maintain the investment in your plan and to gain from it over a long-term period by allocating in bonds and equities and rebalancing as market conditions change.

Peso Global Multi-Asset Fund

This fund invests in income producing equities, bonds, and other securities around the globe that have the potential to offer regular payouts and capital appreciation. The fund value and income payouts are denominated in PHP and may be subject to foreign exchange risk.

Equity Fund

Seeks to gain big returns by investing in different types of companies from various sectors that are listed in the Philippine Stock Market, and reinvesting the dividends of the gains.

Growth Fund

Seeks to gain more returns by investing in different types of companies from specific sectors listed in the Philippine Stock Exchange that has the potential to outperform the domestic economy.

Select Equities Fund

Seeks to gain more returns by investing the concentrated, passive, and rule-based fund in the most liquid and well-capitalized dividend-paying stocks in the Philippine Stock Exchange.

Guardian Fund

Seeks to gain more returns by investing heavily on companies deemed to be the next set of the most liquid and well-capitalized dividend-paying stocks in the Philippine Stock Exchange.

Peso Global Equity Fund

A high-dividend peso equity fund that seeks to gain more returns by investing majority of its assets in a fund exposed to dividend-paying stocks in markets throughout the world.

Peso Global Technology Fund

A technology investment fund that seeks to gain more returns by investing majority of its assets in a fund exposed to technology stocks throughout the world.

Riders You Can Add Up

Put together a plan to get you ready for wherever the future takes you. Contact your UB Relationship Manager and chart a course for your life’s journey!

Waiver of Premium Benefit Rider

If the Insured becomes totally and permanently disabled prior to expiry date of the rider, payment of regular premiums on the policy will be waived, including premiums of any benefit riders, which will fall due during the continuance of the disability or until the expiration of the term of this rider, whichever is earlier.

Accidental Death Benefit

The rider provides additional benefit in case of accidental death equal to the rider Sum Insured.

Special Accident Rider

The rider pays additional benefit covering not only death but also certain specified injuries which the insured may suffer because of an accident. Impairment, loss of limbs or eyesight, etc. are some of the types of injuries someone may sustain from an accident.

Dread Disease Rider

Provides a lumpsum amount when the insured is diagnosed with any of the covered dread diseases. This frees the insured from worrying about the medical and treatment costs associated with his condition, thereby allowing him to focus on his recovery.

Hospitalization Rider

Provides daily hospitalization allowance if the insured is hospitalized as a result of injury or sickness.

Hospitalization Plus Rider

In addition to the benefits of the Hospitalization Rider, it provides cash bonus every five (5) years provided there was no hospitalization claim for the prior five-year period.

Payor's Rider

This rider frees the policyowner from the obligation of paying all future premiums of the policy if he dies within the paying period. Benefits of the policy are kept intact and will be provided to the insured as scheduled.

Waiver of Premium Supplementary to Payor’s Rider

Frees the policyowner from the obligation of paying all future premiums upon being totally and permanently disabled. This rider waives all premiums due during the continuance of the disability or until the expiration of the term of the Payor's Rider whichever is earlier.

Get In Touch

Basic Information

First Name

Last Name

Province

City

Contact Information

How Do You wish to be contacted

Email

Mobile Number

Additional Details

Are You An Existing Unionbank Customer?

Yes

No

Birthdate

Description

In line with my use of the InLife website, I hereby authorize InLife to process my personal and sensitive information in accordance with the Privacy Policy given.